99xo4 Terms and Conditions
Before using this platform, please read and agree to all our rules, terms, and policies carefully.
These terms and conditions were last updated in January 2026. 99xo4 reserves the right to change these terms at any time. If you continue using the platform after any changes, you will be considered to have accepted the new terms.
Table of Contents
- 1. General Terms
- 2. Account Registration
- 3. Age Verification
- 4. Deposits and Withdrawals
- 5. Bonuses and Promotional Offers
- 6. Prohibited Activities
- 7. Account Suspension and Closure
- 8. Privacy and Security
- 9. Responsible Gaming
- 10. Limitation of Liability
- 11. Dispute Resolution
- 12. Changes and Amendments
01 General Terms
These terms and conditions ("Terms") form a legally binding agreement between the 99xo4 platform ("Platform", "we", "us") and its users ("Member", "you", "your"). By accessing the 99xo4 website or using any of its services, you automatically agree to comply with all of these terms and conditions.
These terms apply to all members residing in Bangladesh and using the service. If you disagree with any part of these terms, please stop using the platform.
99xo4 is a safe and reliable online gaming platform operated in accordance with SSL encryption and fair play principles.
1.1 Description of Services
99xo4 provides online casino games, sports betting, live casino, and other gaming services. The platform is operated specifically for users in Bangladesh and offers 24/7 customer support in Bengali.
1.2 Acceptance of Terms
By accepting these terms, you confirm that you are at least 21 years of age, that you are joining this platform voluntarily, and that you are aware of applicable local laws.
02 Account Registration and Management
To create an account on 99xo4, you must provide accurate and complete information. Only one account is permitted per user. Creating multiple accounts is strictly prohibited and may result in the permanent closure of all accounts.
2.1 Registration Terms
- All information provided during registration must be truthful, complete, and your own.
- If your account details change, you must notify our support team promptly.
- Your login credentials (username and password) must be kept completely confidential.
- You are fully responsible for all activities that occur on your account.
- If you believe your account security has been compromised, contact us immediately.
2.2 Account Verification
99xo4 may at any time request your national ID card, passport, or other documents for identity verification. Withdrawals or other services may be restricted until verification is complete. This process is implemented to ensure the safety of all members.
03 Age Verification
99xo4 services are available only to users aged 21 and above. Protecting minors from gaming is one of our highest priorities. If false information regarding age is provided at registration, the account will be closed immediately and all deposited funds may be forfeited.
Important: Only individuals aged 21 and above may register and play on 99xo4. Assisting minors in creating an account is strictly prohibited.
We actively enforce age verification measures. Where necessary, we may confirm age through a national ID card or other official documents. If a member is found to be a minor, their account will be closed immediately.
04 Deposit and Withdrawal Policy
99xo4 offers transaction facilities through popular mobile banking and banking methods available in Bangladesh. All financial transactions are processed securely and promptly.
4.1 Accepted Payment Methods
We support the following payment methods:
- bKash
- Nagad
- Rocket
- Upay
- Bank transfer (including Dutch-Bangla, City, BRAC, Islami, and Sonali Bank)
4.2 Deposit Terms
- Minimum deposit amount: ৳100 (for each method).
- Deposits may only be made from a payment account registered in your own name.
- Deposits from third-party accounts are strictly prohibited and may result in account suspension.
- After a successful deposit, funds are generally credited to the account within a few minutes.
4.3 Withdrawal Terms
- Minimum withdrawal amount: ৳1,000.
- Withdrawal processing may take between 30 minutes and 3 hours.
- Account verification must be completed before requesting a withdrawal.
- Withdrawals may be delayed if the wagering requirements for an active bonus have not been met.
- Additional verification may be required in cases of suspicious activity.
Average withdrawal time: 30 minutes to 3 hours. For urgent needs, contact our 24/7 live chat support.
05 Bonuses and Promotional Offers
99xo4 offers various types of bonuses and promotional offers. Each bonus has its own terms and conditions, which should be read carefully before activating the bonus.
5.1 Welcome Bonus
New members can receive up to a 200% bonus on their first deposit, up to a maximum of ৳10,000. The wagering requirement for this bonus is 20x (twenty times). This means that winnings from the bonus can be withdrawn after wagering 20 times the bonus amount.
5.2 General Bonus Terms
- Each bonus offer may be used only once (unless otherwise stated).
- Be aware of the applicable wagering requirements before claiming a bonus.
- Certain games may not contribute 100% toward meeting wagering requirements.
- 99xo4 reserves the right to modify, suspend, or cancel any bonus offer.
- If misuse or fraudulent use of a bonus is detected, the bonus will be forfeited.
- Claiming bonuses through multiple accounts is prohibited.
5.3 VIP Program
Regular members can receive additional benefits through our VIP program. The VIP program has five levels: Bronze, Silver, Gold, Platinum, and Diamond. Weekly cashback and other benefits are available at each level. A member's gaming activity is taken into account when determining their VIP level.
06 Prohibited Activities
The following activities are strictly prohibited on the 99xo4 platform. Violating these prohibitions may result in the immediate closure of the account and forfeiture of deposited funds.
- Using the platform for money laundering or other illegal financial activities.
- Attempting to manipulate or hack the platform's software or gaming systems.
- Playing games using bots, automated software, or artificial intelligence.
- Stealing or misusing another member's account information.
- Cheating on gaming outcomes or gaining an unfair advantage through coordinated efforts.
- Abusive or threatening behavior toward platform staff.
- Operating multiple accounts from the same device or IP address.
- Betting or gaming on behalf of or with the funds of a third party.
07 Account Suspension and Closure
99xo4 reserves the right to temporarily suspend or permanently close any member's account, for any reason, without prior notice.
7.1 Reasons for Account Suspension
- Violation of any part of these terms and conditions.
- Providing false or incomplete information.
- Suspicious financial activity.
- Participation in prohibited activities.
- Risk of account security being compromised.
7.2 Voluntary Account Closure
If you wish to close your account yourself, please contact our support team. A Self-Exclusion option is also available, which allows you to take a break from the platform for a specific period or permanently.
Any verified balance will be arranged for withdrawal before the account is closed; however, bonus balances or bonuses with unfulfilled wagering requirements may be forfeited.
08 Privacy and Security
Protecting your personal information is of the highest importance to us. 99xo4 keeps your information secure using industry-standard SSL encryption and advanced security technology.
To learn more about how we collect, use, and store your information, please read our Privacy Policy.
- Keep your account password strong and confidential.
- Avoid logging in on public or shared devices.
- Report any suspicious activity to us immediately.
- Be cautious of phishing emails or fake websites.
09 Responsible Gaming
99xo4 places the highest priority on responsible gaming. We believe gaming should be a form of entertainment, not a source of financial stress.
9.1 Responsible Gaming Policy
- Play within your means — never bet with borrowed money or funds you cannot afford to lose.
- Do not treat gaming as a source of income.
- Set time and money limits for yourself and stick to them.
- Do not chase losses with reckless bets.
- Do not neglect family, work, or responsibilities because of gaming.
To learn more about responsible gaming, visit our Responsible Gaming page. If needed, contact our 24/7 support team to set up self-exclusion or deposit limits.
If you feel that gaming is having a negative impact on your life, seek help immediately and let our support team know.
10 Limitation of Liability
To the maximum extent permitted by applicable law, 99xo4 is not liable for the following:
- Financial loss suffered by a member as a result of using the platform.
- Gameplay being interrupted due to technical errors, server outages, or network issues.
- Transactions being delayed or failing due to errors by third-party payment processors.
- Loss arising from the member's own negligence or misuse of account information.
- Service disruption caused by unavoidable circumstances (force majeure) such as natural disasters, government orders, or cyberattacks.
99xo4 is always committed to improving the functionality and quality of service on the platform. If any technical issue arises, we work to resolve it quickly.
11 Dispute Resolution
If you are dissatisfied with any decision or outcome on the platform, please follow the steps below:
11.1 Complaint Process
- Step One: Contact our support team directly through live chat. Most issues can be resolved quickly.
- Step Two: If the issue is not resolved via live chat, send a detailed complaint by email: [email protected]
- Step Three: For serious disputes, our senior management team will conduct a review.
All complaints are examined with fairness and transparency. We aim to respond to every complaint within a reasonable timeframe. In the case of gaming outcomes, the output of the Random Number Generator (RNG) system is final and unchangeable.
12 Changes and Amendments
99xo4 reserves the right to modify these terms and conditions at any time without prior notice. Updated terms will take effect as soon as they are published on the website.
For significant changes, we try to notify registered members by email. However, it is your responsibility to visit this page regularly and stay up to date with the latest terms and conditions.
Continued use of the platform after changes to the terms and conditions will be considered acceptance of the updated terms. If you do not agree with the updated terms, please stop using the platform and contact us to close your account.
For any questions about the terms and conditions, contact us: [email protected] — or speak with our Bangla-speaking support team via 24/7 live chat.
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